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The information, data, analyses and visualizations provided on the fin platform (analysewithfin.com) are for general information and analysis purposes only. They do not constitute investment advice, a recommendation to buy or sell securities or other financial instruments, nor an offer or solicitation to enter into a financial transaction within the meaning of § 85 WpHG, § 2 para. 2 WpIG or comparable regulations.

The content of the platform is aimed at self-determined investors who act based on their own assessments and research. fin is not a licensed securities trading bank and does not hold any license for investment advice.

No Warranty for Data and Analysis

The underlying financial and market data comes from external third-party providers, including the FRED® API of the Federal Reserve Bank of St. Louis, Eurostat, the World Bank, and other sources. Despite careful selection and technical integration, no guarantee can be given for the accuracy, timeliness or completeness of this data. Particularly with metrics such as price-earnings ratio (P/E), EBIT multiples, TTM values, DCF valuations or forecast data, there may be time delays or calculation deviations.

The automated analyses and presentations are based on standardized algorithms and do not represent an individual evaluation or risk assessment. AI-powered analyses (via OpenAI) may also contain errors, inaccuracies or outdated information and do not replace professional financial analysis.

No Investment Recommendation

The information presented is intended to provide users with guidance for their own research, but in no case replaces personal investment advice tailored to individual circumstances by a qualified financial advisor. Investments in stocks, ETFs and other financial instruments involve significant risks – up to and including total loss of invested capital. Past performance is not a reliable indicator of future results. Users act at their own risk at all times.

Data Sources and Third-Party Providers

The platform sources data from various external providers: FRED® API (economic indicators), Eurostat (European economic data), World Bank (global development and economic indicators), and OpenAI (AI analyses). The Capital Market Sentiment Index is calculated from proprietary algorithms based on this market data. The operator assumes no liability for the accuracy, completeness or timeliness of data provided by these third parties.

Notice: "This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis."

External Links

The platform contains links to external third-party websites. The operator has no influence over their content and assumes no guarantee or liability for them. The respective operators are solely responsible for the content of linked pages.

Test Operation / Beta Version

This platform is currently in beta phase and serves for technical testing and further development. No guarantee is given for the complete scope of functions, freedom from errors or constant availability. Features may be changed, restricted or removed at any time.

The operator is not liable for damages or losses arising directly or indirectly from the use or inability to use the platform, unless caused by intentional or grossly negligent conduct.

Limitation of Liability

Use of the platform is at your own risk. The operator assumes no liability for direct or indirect damages, lost profits or other disadvantages arising from the use of the information provided. This applies in particular to investment decisions made on the basis of data, analyses or AI-generated content displayed on the platform.

Final Provisions

This disclaimer is an integral part of the fin platform's online offering. If parts or individual formulations of this text do not, no longer, or do not fully correspond to the applicable legal situation, the remaining parts shall remain unaffected in their content and validity. Our Terms of Service and Privacy Policy apply in addition.